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Category Archives: Credit
what is the best credit card for a first timer who wants to build credit?
cyndaylou asked: I am very responsible with how I spend money, so please don’t lecture me on how credit cards are so dangerous. I’ve waited til I felt financially secure enough to get one. I just want one so I … Continue reading
Posted in Credit
Tagged Build Credit, Credit Card, Credit Cards, Establishing Credit, First Timer, Low Intrest Rates, Money, Thanks A Bunch
7 Comments
How is a credit card considered a written contract instead of an open account?
rich61969 asked: I am being sued by a collection agency for an old (over 3 years) Visa credit card debt. I live in Alabama and the Statue of Limitations on Open Accounts is 3 years. I hired an attorney but … Continue reading
What credit card company processes transactions quickly into the system?
RAV94 asked: When I make a purchase with my debit card and go home to check my bank account , the purchase is already in the system. But when I use my credit card it takes at least a couple … Continue reading
Posted in Credit
Tagged Company Processes, Couple Days, Credit Card Companies, Credit Card Company, Debit Card
3 Comments
What credit card out there has the easiest approval?
youresoscene_xxx asked: I have some credit, but not a whole lot. My credit score is 628. I also have a delinquncy with Chase, which I am trying to pay off now, but I want to get a different credit card … Continue reading
Posted in Credit
Tagged Chase, Credit Card, Credit Cards, Credit Score, Improve Credit, Mean Time, Whole Lot
2 Comments
What is the ideal credit card for a college student to get?
yeahhh asked: I am looking to get a credit card basically for emergency purposes (mostly for those unexpected car repairs) and christmas time when I don’t have the money for gifts (I have a large family). What would be the … Continue reading
Posted in Credit
Tagged Car Repairs, Christmas, Christmas Time, Credit Card, Emergency Purposes, Excellent Credit Score, Gifts, Ideal, Money, Score Cards, Store Credit Cards, Student Loans
7 Comments
How exactly does a credit card work?
indrep33 asked: I want to apply for a credit card that starts out with a minimum credit line of $300. If I get it, it will be my first credit card. If I get the $300 credit, I want to … Continue reading
Posted in Credit
Tagged Bad Credit, Credit Card Work, Feelings, Gay, Home Business, Lot, Mama, Minimum Credit Line, Rainbow, Self Hate, Ya
11 Comments
What is the best credit card to start my credit?
chaos_magician13 asked: I recently turned 18 and im in a great living situation. i live with my dad, make about 1000 a month and im a musician. I wanted to buy a new bass and amp, but more importantly need … Continue reading
Posted in Credit
Tagged Amp, Cancel, Credit Card, Dad, Money, Musician Wanted, Score, Wanted To Buy
8 Comments
How long does it take a credit card company to process a credit card application?
Nimz asked: I just submitted an application for a secured credit card about a week ago and the credit card company debited the $200 from my checking account that I would need for a security deposit and I still haven’t … Continue reading
What credit card would you recommend for someone trying to re-establish good credit history?
Tamborine asked: I have decent credit but I had cancelled all my cards when trying to get out of debt. I am now free of all unsecured debt but I need to have a card so in the future I … Continue reading
Posted in Credit
Tagged Cards, Credit Card, Credit History, Credit Score, Debt Consolidation, Desire, Establish Credit, Taking The Time, Unsecured Debt
12 Comments