Category Archives: Credit

what is the best credit card for a first timer who wants to build credit?

cyndaylou asked: I am very responsible with how I spend money, so please don’t lecture me on how credit cards are so dangerous. I’ve waited til I felt financially secure enough to get one. I just want one so I … Continue reading

Posted in Credit | Tagged , , , , , , , | 7 Comments

How is a credit card considered a written contract instead of an open account?

rich61969 asked: I am being sued by a collection agency for an old (over 3 years) Visa credit card debt. I live in Alabama and the Statue of Limitations on Open Accounts is 3 years. I hired an attorney but … Continue reading

Posted in Credit | Tagged , , , , , , , , , , , , , | 2 Comments

What credit card company processes transactions quickly into the system?

RAV94 asked: When I make a purchase with my debit card and go home to check my bank account , the purchase is already in the system. But when I use my credit card it takes at least a couple … Continue reading

Posted in Credit | Tagged , , , , | 3 Comments

What credit card out there has the easiest approval?

youresoscene_xxx asked: I have some credit, but not a whole lot. My credit score is 628. I also have a delinquncy with Chase, which I am trying to pay off now, but I want to get a different credit card … Continue reading

Posted in Credit | Tagged , , , , , , | 2 Comments

What is the ideal credit card for a college student to get?

yeahhh asked: I am looking to get a credit card basically for emergency purposes (mostly for those unexpected car repairs) and christmas time when I don’t have the money for gifts (I have a large family). What would be the … Continue reading

Posted in Credit | Tagged , , , , , , , , , , , | 7 Comments

How exactly does a credit card work?

indrep33 asked: I want to apply for a credit card that starts out with a minimum credit line of $300. If I get it, it will be my first credit card. If I get the $300 credit, I want to … Continue reading

Posted in Credit | Tagged , , , , , , , , , , | 11 Comments

What is the best credit card to start my credit?

chaos_magician13 asked: I recently turned 18 and im in a great living situation. i live with my dad, make about 1000 a month and im a musician. I wanted to buy a new bass and amp, but more importantly need … Continue reading

Posted in Credit | Tagged , , , , , , , | 8 Comments

What credit card would you recommend for someone trying to re-establish good credit history?

Tamborine asked: I have decent credit but I had cancelled all my cards when trying to get out of debt. I am now free of all unsecured debt but I need to have a card so in the future I … Continue reading

Posted in Credit | Tagged , , , , , , , , | 12 Comments

What is the best credit card to apply for to rebuild credit?

elmdee asked: I have a pretty low credit score (597) and want to begin rebuilding my credit. The score is low from charge offs about 3 years ago. Is there a certain bank or credit card that is easier on … Continue reading

Posted in Credit | Tagged , , , , , , , | 6 Comments