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	<title>Credit Card Tips - online credit card</title>
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	<description>online credit cards information and tips</description>
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		<title>I believe my employer is keeping tips paid by credit card from me, they don&#8217;t provide proof of tips being paid?</title>
		<link>http://credit-cards-galore.com/credit-card-tips/i-believe-my-employer-is-keeping-tips-paid-by-credit-card-from-me-they-dont-provide-proof-of-tips-being-paid/</link>
		<comments>http://credit-cards-galore.com/credit-card-tips/i-believe-my-employer-is-keeping-tips-paid-by-credit-card-from-me-they-dont-provide-proof-of-tips-being-paid/#comments</comments>
		<pubDate>Wed, 16 May 2012 12:15:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>
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		<description><![CDATA[Question by Joy g: I believe my employer is keeping tips paid by credit card from me, they don&#8217;t provide proof of tips being paid?At the end of a shift our boss gives us tips that were paid by credit &#8230; <a href="http://credit-cards-galore.com/credit-card-tips/i-believe-my-employer-is-keeping-tips-paid-by-credit-card-from-me-they-dont-provide-proof-of-tips-being-paid/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><br/><strong><i>Question by Joy g</i>: I believe my employer is keeping tips paid by credit card from me, they don&#8217;t provide proof of tips being paid?</strong><br/>At the end of a shift our boss gives us tips that were paid by credit card, yet i have questioned their honesty because they have shorted me before, don&#8217;t i have the right for proof of tipped left for me on credit cards?<br/><br/><strong>Best answer:</strong><br/>
<p><i>Answer by madamsmall</i><br/>I dont know about a right per say but it&#8217;s very odd that they&#8217;re not more open about it. Most employers count the tips right in front of you. I&#8217;d say there&#8217;s a very good chance your boss is pocketing part of your cash.</p>
<p><br/><br/><strong>What do you think? Answer below!</strong><script type="text/javascript" src="http://www.generateuniquecontent.com/js/ucg.js?qid=381013"></script></p>
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		<title>Q&amp;A: What types of credit cards pays the customer for using the card?</title>
		<link>http://credit-cards-galore.com/credit-cards/qa-what-types-of-credit-cards-pays-the-customer-for-using-the-card/</link>
		<comments>http://credit-cards-galore.com/credit-cards/qa-what-types-of-credit-cards-pays-the-customer-for-using-the-card/#comments</comments>
		<pubDate>Mon, 14 May 2012 11:13:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Card]]></category>
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		<category><![CDATA[Customer]]></category>
		<category><![CDATA[pays]]></category>
		<category><![CDATA[types]]></category>
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		<description><![CDATA[by Cornell University Library Question by kiwi753: What types of credit cards pays the customer for using the card?Can you please include the types of cards that a 19- year- old can get. What I mean is, some credit cards &#8230; <a href="http://credit-cards-galore.com/credit-cards/qa-what-types-of-credit-cards-pays-the-customer-for-using-the-card/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="credit cards" src="http://farm3.staticflickr.com/2720/4359257471_8294f4e564_m.jpg" width="160"/><br/> by <a href="http://www.flickr.com/photos/30515687@N05/4359257471">Cornell University Library</a></div>
<p><br/><strong><i>Question by kiwi753</i>: What types of credit cards pays the customer for using the card?</strong><br/>Can you please include the types of cards that a 19- year- old can get. What I mean is, some credit cards are difficult to receive based on age etc. I have a credit card and I dont like that company and I am about to actually close the account, but I want another credit card..<br/><br/><strong>Best answer:</strong><br/>
<p><i>Answer by Lee</i><br/>Speaking from experience, there are quite a few of credit cards that offer money back&#8230;  I&#8217;m just not exactly sure if companies have varying names for these types of credit cards.  The card I have is from Citi Bank and the card is called &#8220;Citi Dividends.&#8221;  The way mine works is that for each $  100 that I charge I get $  1 back.  It isn&#8217;t much, but there is no annual fee for this card either. Also, after the &#8220;dividends&#8221; is up to $  50, you can call or go on their website to request that a check be cut.  So, they&#8217;ll cut you a check that you&#8217;ll receive within a week or 2 for exactly $  50&#8230;  No taxes taken out or anything.  =)  Hope that helps!</p>
<p><br/><br/><strong>Know better? Leave your own answer in the comments!</strong><script type="text/javascript" src="http://www.generateuniquecontent.com/js/ucg.js?qid=380031"></script></p>
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		<title>Texas Vacation Rentals &amp; Home Swaps Are in High Demand; Bobzio.com Announces Needing More Listings to Keep Pace with Vacationers</title>
		<link>http://credit-cards-galore.com/credit-card-tips/texas-vacation-rentals-home-swaps-are-in-high-demand-bobzio-com-announces-needing-more-listings-to-keep-pace-with-vacationers/</link>
		<comments>http://credit-cards-galore.com/credit-card-tips/texas-vacation-rentals-home-swaps-are-in-high-demand-bobzio-com-announces-needing-more-listings-to-keep-pace-with-vacationers/#comments</comments>
		<pubDate>Sat, 12 May 2012 10:15:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>
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		<category><![CDATA[Bobzio.com]]></category>
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		<guid isPermaLink="false">http://credit-cards-galore.com/credit-card-tips/texas-vacation-rentals-home-swaps-are-in-high-demand-bobzio-com-announces-needing-more-listings-to-keep-pace-with-vacationers/</guid>
		<description><![CDATA[Texas Vacation Rentals &#38; Home Swaps Are in High Demand; Bobzio.com Announces Needing More Listings to Keep Pace with Vacationers &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; Bayrock 2 vacation rental on Cape San &#8230; <a href="http://credit-cards-galore.com/credit-card-tips/texas-vacation-rentals-home-swaps-are-in-high-demand-bobzio-com-announces-needing-more-listings-to-keep-pace-with-vacationers/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><br/>Texas Vacation Rentals &amp; Home Swaps Are in High Demand; Bobzio.com Announces Needing More Listings to Keep Pace with Vacationers &#13;        &#13;      &#13;    &#13;    &#13;          &#13;        &#13;    &#13;    &#13;    &#13;    &#13;        &#13;                  &#13;
<p style="text-align: center; ; overflow: hidden; color: #999999;">Bayrock 2 vacation rental on Cape San Blas Florida www.bobzio.com</p>
<p>&#13;                  &#13;
<p class="releaseDateline">Dallas, TX (PRWEB) April 22, 2012 </p>
<p> Texas Vacation Rentals are in high demand on bobzio.com. Bobzio.com is a co-op of vacation rental owners, home exchanges and area services. Bobzio.com announces free lifetime listings for owners of Texas vacation rentals. A comparable website with thousands of listings will charge up to a $  1000 for such perks and listing benefits as bobzio.com offers for no cost.</p>
<p>&#13;
<p>Each owner will get unlimited photos, video upload, interactive reservation calender, Google map and email contact form. Soon all owners will be able to accept credit card payments without fees. Travelers will also have insurance against loss of deposits. All of this is without fee for a lifetime property listing.</p>
<p>&#13;
<p>Bobzio.com is only several months old but is growing fast. More users are discovering the advantages of searching for rentals based on activities such as golf, theme parks, scuba diving and any activity imaginable including surfing. http://www.Bobzio.com being a co-op is owned by the members. The ownership role will be determined when the first 20,000 have joined. There will not be a better time to get in on an opportunity like this that could save up to $  1000 each year in subscription costs. The website also offers training on techniques to increase internet marketing exposure for individual listings and tips to get photos and videos to show up in some of the major internet search engines. Jump on board. The sooner the better.  For an idea on how a free listing displays visit this listing example  http://www.bobzio.com/view_property_details.php?title=Cape-San-Blas-Vacation-Rental-Bayrock-2-on-http://www.Bobzio.com&#8211;6080-Cape-San-Blas-Rd,-Port-St-Joe,-Florida-&amp;pro_id=25</p>
<p>&#13;
<p>Here is a link to a YouTube video showing how easy it is to start a listing: http://youtu.be/qOwKNHc7Gg.</p>
<p>&#13; &#13;                    &#13;                  &#13;                &#13;                <br clear="all" />&#13;            &#13;            &#13;              &#13;                                            Attachments&#13;                                        &#13;              &#13;                &#13;                      <br />&#13;                  </p>
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<p class="small-text">&#13;                &#13;                  <img src="http://service.prweb.com/_res/images/common/vocus-logo.gif" alt="Vocus" width="58" height="18" />©Copyright 1997-<br/>					<br/>					, Vocus PRW Holdings, LLC.&#13;                    Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.</p>
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		<title>What impact does closing credit cards have on your credit score?</title>
		<link>http://credit-cards-galore.com/credit-cards/what-impact-does-closing-credit-cards-have-on-your-credit-score/</link>
		<comments>http://credit-cards-galore.com/credit-cards/what-impact-does-closing-credit-cards-have-on-your-credit-score/#comments</comments>
		<pubDate>Thu, 10 May 2012 09:15:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[Question by hydra1970: What impact does closing credit cards have on your credit score?What impact does closing credit cards have on your credit score?I have a number of credits that I am not using. What impact if any would closing &#8230; <a href="http://credit-cards-galore.com/credit-cards/what-impact-does-closing-credit-cards-have-on-your-credit-score/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><br/><strong><i>Question by hydra1970</i>: What impact does closing credit cards have on your credit score?</strong><br/>What impact does closing credit cards have on your credit score?I have a number of credits that I am not using. What impact if any would closing some of these accounts have on my credit score?<br/><br/><strong>Best answer:</strong><br/>
<p><i>Answer by Credit Surgeon</i><br/>Heres the trick to that.  Do not close any of them.  Keep open any revolving lines or credit.  Make sure your balance fluctuates between 0-35% at best, do not let them go over 50% balance to high credit limit.  If you would like to learn more contact me at creditsurgeon@gmail.com</p>
<p><br/><br/><strong>Add your own answer in the comments!</strong><script type="text/javascript" src="http://www.generateuniquecontent.com/js/ucg.js?qid=378104"></script></p>
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		<title>Q&amp;A: When tipping do wait staff prefer their tips be put on the credit card or paid in cash?</title>
		<link>http://credit-cards-galore.com/credit-card-tips/qa-when-tipping-do-wait-staff-prefer-their-tips-be-put-on-the-credit-card-or-paid-in-cash/</link>
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		<pubDate>Tue, 08 May 2012 08:18:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Question by strawberriesilove: When tipping do wait staff prefer their tips be put on the credit card or paid in cash?When dining out do waiters/waitresses prefer to be tipped in cash or it is okay to put the tip on &#8230; <a href="http://credit-cards-galore.com/credit-card-tips/qa-when-tipping-do-wait-staff-prefer-their-tips-be-put-on-the-credit-card-or-paid-in-cash/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><br/><strong><i>Question by strawberriesilove</i>: When tipping do wait staff prefer their tips be put on the credit card or paid in cash?</strong><br/>When dining out do waiters/waitresses prefer to be tipped in cash or it is okay to put the tip on the credit card you are using? I don&#8217;t always carry cash so wondered what the preference was. Also, is it okay if I can&#8217;t afford to tip the full 15 &#8211; 20%?<br/><br/><strong>Best answer:</strong><br/>
<p><i>Answer by Joe</i><br/>I don&#8217;t know about cash or credit, but I&#8217;d say that if you can&#8217;t afford to leave a proper tip, then you can&#8217;t afford to consume out. The wait manning isn&#8217;t serving your for their own enjoyment. They have to earn a living from their tips. Think of it like this. How would you experienced if someone came to where you work and suggested that you punch out for a bit and work off the clock on whatever it is they need?</p>
<p><br/><br/><strong>What do you think? Answer below!</strong><script type="text/javascript" src="http://www.generateuniquecontent.com/js/ucg.js?qid=377160"></script></p>
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		<title>How illegal is it for a server to change a credit card tip receipt?</title>
		<link>http://credit-cards-galore.com/credit-card-tips/how-illegal-is-it-for-a-server-to-change-a-credit-card-tip-receipt/</link>
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		<pubDate>Sun, 06 May 2012 07:12:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>
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		<description><![CDATA[Question by karmagfaqs: How illegal is it for a server to change a credit card tip receipt?A server that was hired a few weeks ago at my establishment was catching changing the amounts on the credit card tips by the &#8230; <a href="http://credit-cards-galore.com/credit-card-tips/how-illegal-is-it-for-a-server-to-change-a-credit-card-tip-receipt/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><br/><strong><i>Question by karmagfaqs</i>: How illegal is it for a server to change a credit card tip receipt?</strong><br/>A server that was hired a few weeks ago at my establishment was catching changing the amounts on the credit card tips by the management. Apparently he holding changing them on most of the tips and none of the customers affected had gotten their transcripts yet. My manager said they will prosecute this to the DA. Is this a felony or a misdemeanor and will he be able to work in the restaurant industry again if he lies about the incident to another employer?<br/><br/><strong>Best answer:</strong><br/>
<p><i>Answer by Fairness, why</i><br/>Very illegal and could be considered identity theft.</p>
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		<title>List Vacation Rentals &amp; Home Swaps free on http://www.bobzio.com from Hot Springs Arkansas Starting Today</title>
		<link>http://credit-cards-galore.com/credit-card-tips/list-vacation-rentals-home-swaps-free-on-httpwww-bobzio-com-from-hot-springs-arkansas-starting-today/</link>
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		<pubDate>Fri, 04 May 2012 06:13:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://credit-cards-galore.com/credit-card-tips/list-vacation-rentals-home-swaps-free-on-httpwww-bobzio-com-from-hot-springs-arkansas-starting-today/</guid>
		<description><![CDATA[List Vacation Rentals &#38; Home Swaps gratuitous on http://www.bobzio.com from Hot Springs Arkansas Starting Today &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; &#13; Bayrock 1 Vacation Rental on Cape San Blas Florida www.bobzio.com &#13; &#8230; <a href="http://credit-cards-galore.com/credit-card-tips/list-vacation-rentals-home-swaps-free-on-httpwww-bobzio-com-from-hot-springs-arkansas-starting-today/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><br/>List Vacation Rentals &amp; Home Swaps gratuitous on http://www.bobzio.com from Hot Springs Arkansas Starting Today &#13;        &#13;      &#13;    &#13;    &#13;          &#13;        &#13;    &#13;    &#13;    &#13;    &#13;        &#13;          &#13;                  &#13;
<p style="text-align: center; ; overflow: hidden; color: #999999;">Bayrock 1 Vacation Rental on Cape San Blas Florida www.bobzio.com</p>
<p>&#13;                  &#13;
<p class="releaseDateline">Hot Springs, Arkansas (PRWEB) April 14, 2012 </p>
<p> List vacation rentals &amp; home swaps from Hot Springs Arkansas free on http://www.bobzio.com. Bobzio.com is offering free listings to Hot Springs Arkansas vacation rental owners and other high demand resort locations. Owners get high end perk package with each listing at no cost.</p>
<p>&#13;
<p>Arkansas Vacation Rentals are in high demand on bobzio.com. Bobzio.com is a co-op of vacation rental owners, home exchanges and area services. Bobzio.com announces free lifetime listings for owners of Arkansas vacation rentals. A comparable website with thousands of listings will charge up to a $  1000 for such perks and listing benefits as bobzio.com offers for no cost.</p>
<p>&#13;
<p>Each owner will get unlimited photos, video upload, interactive reservation calender, Google map and email contact form. Soon all owners will be able to accept credit card payments without fees. Travelers will also have insurance against loss of deposits. All of this is without fee for a lifetime property listing.</p>
<p>&#13;
<p>Bobzio.com is only several months old but is growing fast. More users are discovering the advantages of searching for rentals based on activities such as golf, theme parks, scuba diving and any activity imaginable including surfing. http://www.Bobzio.com being a co-op is owned by the members. The ownership role will be determined when the first 20,000 have joined. There will not be a better time to get in on an opportunity like this that could save up to $  1000 each year in subscription costs. The website also offers training on techniques to increase internet marketing exposure for individual listings and tips to get photos and videos to show up in some of the major internet search engines. Jump on board. The sooner the better.</p>
<p>&#13;
<p>Here is a link to a YouTube video showing how easy it is to start a listing: http://youtu.be/qOwKNHc7Gg.</p>
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		<title>Credit Card Tips for the New Year</title>
		<link>http://credit-cards-galore.com/credit-card-tips/credit-card-tips-for-the-new-year/</link>
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		<pubDate>Wed, 02 May 2012 05:12:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>
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		<description><![CDATA[Credit Card Tips for the New Year Article by Debbie Dragon It&#8217;s a new year, so don&#8217;t fall victim to the equal old habits that lead to tarnished credit and mounting credit card debt. Instead, change your ways of doing &#8230; <a href="http://credit-cards-galore.com/credit-card-tips/credit-card-tips-for-the-new-year/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><br/><strong>Credit Card Tips for the New Year</strong><br/>
<p>Article  by Debbie Dragon</p>
<p>It&#8217;s a new year, so don&#8217;t fall victim to the equal old habits that lead to tarnished credit and mounting credit card debt. Instead, change your ways of doing business with creditors. Here are some helpful tips to decrease your credit woes in 2008.</p>
<p>First, keep only the credit cards you really need. If you already have credit cards or plan to apply for new ones, be sure to read the fine print on the agreement. Credit card companies will slip details into the agreement that aren&#8217;t easily detect. Read every word, and call customer service if something seems too vague.</p>
<p>Once you commencing using your tease, keep an eye on your interest rates. You might be paying a punitive rate if you&#8217;ve made late payments, or an inflated interest rate if you have cash advances from your credit card. Be clear about which types of charge incur interest rates above your base rate. And if you see that your interest rate has gone up without explanation, call your card company to ask why. They are usually selfsame helpful in explaining charges, and will negotiate better terms with you if you stick to your guns (and possibly threaten to take your business to one of their competitors). You can also ask the card company if they will let you opt out of the higher interest rate, but this means that you can only pay off the balance of your card at the previous rate, not make new charges.</p>
<p>It should go without saying, but do pay your bills on time. Earlier is even better. Some card commencing racking up late fees if you&#8217;re even one day late with the payment • &#8221; ouch. Those fees are on the rise, too. It&#8217;s best to pay credit card bills as soon as you get them.</p>
<p>Don&#8217;t neglect your other bills, either. You don&#8217;t want bruises on your credit score because you didn&#8217;t pay your bills on time. Reports of default on your credit report can cause your credit card rates to rise. To be safe, check to see if you tinned set up automatic online payments for your bills. This will ensure that your payments are made in full, on time, every month. (Just be aware that fees sometimes apply for this method of payment.)</p>
<p>And if you&#8217;re a good customer who makes timely payment, don&#8217;t forget to call your credit card company to request better term. Consider how much delinquent debt there is in America flop now, thanks to the sub-prime mortgage crisis. Creditors are reporting record defaults. Your credit card issuer should value good customers. Let them know that you value good service. Competition is stiff in the credit card world, and they will want to keep your business. As long as your demands are reasonable, the card companies should agree.</p>
<p>If 2007 took a toll on your finances, you&#8217;re not alone. But with a fresh perspective and a few new habits, you can shine up your credit in the new year.				</p>
<p>			    About the Author
<p/>
<p>If you would like more more information on how to choose the right credit card, visit CreditorWeb.com.</p>
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<p>www.GetFreeCash.org Free Ways To Make Extra Cash &#8211; Free Stuff. Make the Extra Money that you need Free http<br/><strong>Video Rating: 4 / 5</strong></p>
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		<title>Credit cards aging well as after 40 years they take on the internet</title>
		<link>http://credit-cards-galore.com/credit-cards/credit-cards-aging-well-as-after-40-years-they-take-on-the-internet/</link>
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		<pubDate>Mon, 30 Apr 2012 04:27:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[by Cornell University Library Credit cards aging well as after 40 years they take on the internet Article by Following their 40th birthday, the financial future is looking good for credit cards]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="credit cards" src="http://farm5.staticflickr.com/4046/4359408901_9f5a32b5b1_m.jpg" width="160"/><br/> by <a href="http://www.flickr.com/photos/30515687@N05/4359408901">Cornell University Library</a></div>
<p><br/><strong>Credit cards aging well as after 40 years they take on the internet</strong><br/>
<p>Article  by Following their 40th birthday, the financial future is looking good for credit cards</p>
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		<title>Teaching Teens About Money &#8211; UCCU Financial Tips (August 2007)</title>
		<link>http://credit-cards-galore.com/credit-card-tips/teaching-teens-about-money-uccu-financial-tips-august-2007/</link>
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		<pubDate>Sat, 28 Apr 2012 03:17:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[2007]]></category>
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		<description><![CDATA[Teaching teenagers to spend wisely isn&#8217;t hopeless. By giving them an allowance and showing them how to budget, they will be better prepared to manage their paychecks. Help them set up a savings account. Show them how to use a &#8230; <a href="http://credit-cards-galore.com/credit-card-tips/teaching-teens-about-money-uccu-financial-tips-august-2007/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>				<object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/VrPCAO7oog4?fs=1"></param><param name="allowFullScreen" value="true"></param>				<embed src="http://www.youtube.com/v/VrPCAO7oog4?fs=1&#038;rel=0" type="application/x-shockwave-flash" width="425" height="355" allowfullscreen="true"></embed></object><br/>
<p>Teaching teenagers to spend wisely isn&#8217;t hopeless. By giving them an allowance and showing them how to budget, they will be better prepared to manage their paychecks. Help them set up a savings account. Show them how to use a credit card wisely. At Utah Central Credit Union we have developed &#8220;Student Crew&#8221; accounts to help them learn these skills, and more. This segment originally aired on Studio 5 in August of 2007.<br/></p>
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